At Klario, you have the opportunity to receive an interest-free credit for up to 30 days. If you are a new customer, you can get a credit of USD 6,000. If you are already a customer at Klario, you can get a credit of USD 15,000. When you have a credit at Klario, it works in a slightly different way than if you take out a traditional consumer loan. Here you do not have to pay the full amount to start with. At the same time, you only pay interest on the credit that you pay out. If you have a credit of USD 6,000 and pay out USD 4,500, only the money you have to pay interest on.
Klario – credit with unlimited maturity
As something exclusive, Klario does not have a fixed maturity on their credit. Very few loan providers in Denmark can offer this. Klario instead pays you a monthly minimum payment, which as of 2/12 2019 is an interest rate of 19%. If for some months you do not want to pay off the credit, then this is simply the amount you have to pay. If you have a credit of many thousands of dollars, you should of course be aware that you can quickly pay a lot of money in interest if you do not also pay off the credit at a reasonable pace.
Klario offers as a unique credit to people aged 19 and over.
With most Danish loan providers, you must be over 20 years of age in order to qualify for a credit. In addition to being over 19, you must also meet a number of other requirements:
- Have a Danish CPR number
- National register address in Denmark
- You must have a NemID
- Do not stand in RKI, Debtor Register or other bad payer registers.
- You must have an active e-mail & a Danish telephone number
- An Easy Account in your own name
You must be approved as a creditworthy
To be approved for a credit at Klario, you must go through a credit rating. Here, Klario looks at your income via E-tax, which you give access to when you sign your application with NemID.
If you have any questions about Klario, you can always contact their customer service. You can also find really in-depth information about their product on their website. If you cannot find your answer, you can contact Klario via the information below.